Chicago Discount Properties

Chicago Discount Properties

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Investment tips for 2008

With all the turmoil in the market today and the collapse of Lehman Bros and Acquisition of Merrill Lynch by Bank of America this might be some good advice. For all of you with any money left, be aware of the next expected mergers so that you can get in on the ground floor and make some BIG bucks.

Watch for these consolidations later on this year:

1.) Hale Business Systems, Mary Kay Cosmetics, Fuller Brush, and W R. Grace Co. Will merge and become:
Hale, Mary, Fuller, Grace.

2.) Polygram Records, Warner Bros., and Zesta Crackers join forces and become:
Poly, Warner Cracker.

3.) 3M will merge with Goodyear and become:
MMMGood.

4. Zippo Manufacturing, Audi Motors, Dofasco, and Dakota Mining will merge and become:
ZipAudiDoDa .

5. FedEx is expected to join its competitor, UPS, and become:
FedUP.

6. Fairchild Electronics and Honeywell Computers will become:
Fairwell Honeychild.

7. Grey Poupon and Docker Pants are expected to become:
PouponPants.

8. Knotts Berry Farm and the National Organization of Women will become:
Knott NOW!

And finally…

9. Victoria ’s Secret and Smith &Wesson will merge under the new name:
TittyTittyBangBang

Author Unknown

Chicago Wholesale Investment Property Deal-11935 S. Lafayette Ave Chicago IL 60631

Originally published at Chicago Wholesale Deals. Please leave any comments there.

Chicago Wholesale Deal-11935 S. Lafayette Ave Chicago IL 60631

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Saving Cash on Little Things Adds Up

Originally published at Chicago Wholesale Deals. Please leave any comments there.

A House is one of the largest purchases you’ll ever make. Even if you aren’t putting up a large down payment, by having a mortgage you are making yourself responsible for a sizable amount of money. There’s also the possibility of tax consequences.

By saving as much cash as you can, you’ll have money for the things that inevitably pop up. As it is, you know you’ll need to pay for the closing costs and the initial down payment. Closing costs include the mortgage, fire and hazard insurance, title fees, and many other costly items.

Follow these tips to save money:

1. Get the best financing deal you can find. First and foremost, be sure to have your financing in place BEFORE you make an offer. To get the best deal, research the rates available for your credit score and try to get financing companies to compete for your business. Ask what options are available given your credit rating. Negotiate with your lender to lower or eliminate costly fees and charges. Avoid paying an application fee if you can.

2. Find your own providers. You don’t have to use the companies that your agent or lender recommend. This is important when selecting your title and insurance company. Your agent and lender have lists of recommended companies because they have pre-established relationships. Keep in mind that you are the one paying them. Carefully review their fees and rates before making a decision. You can use any company you wish.

3. Be willing to negotiate. Even a seller in a seller’s market needs to be flexible. People sell for many reasons – death in the family, divorce, job transfers, etc. Sellers in these situations are highly motivated to complete the real estate transaction quickly at almost any cost. If you’re willing to
work with them and be flexible, you may get a good deal.

TIP:

Consider negotiating a deal where the seller pays a larger portion, or all, of the closing costs.

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